Not everything is covered, so read on....

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This page is for Australian travellers. Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance cover with the adventurous in mind and covers more activities up-front than most.

Are you looking for comprehensive travel insurance?

While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travelers get up to all sorts of different things, so we offer two levels of cover - Standard and Explorer, with options to include extra activities to cover both the more, and less, adventurous.

As you'd expect, every policy is different and as multiple benefits. However, all of them include:

  • Overseas Medical
  • Cancellation
  • Luggage/baggage cover
  • 24/7 worldwide assistance

You also have access to world Nomads’ community of like minded travelers, language guides, safety information, travel guides and more.

There are exclusions and limits which apply, so be sure to read the policy wording before you buy a policy. 

What's not covered?

If you put yourself in danger then we won’t cover you. This includes going to places you’re country of residence tells you not to, doing activities that you’re not qualified for or are too dangerous. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.

Other things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up while having hostel sex (ah, sorry)
  • Certain pre-existing medical conditions

This isn't a full list of what is and isn't covered. Make sure you read the policy wording and pay attentionn to the exclusions which apply. 

Surfing in Bali

I was surfing at Balangan beach in Bali and I was cut twice by a fin when catching a wave. One cut was ont my right leg and the other on my left foot. I got out of the surf straight away and went to get medical treatment at the BIMC in Kuta. After the wounds were treated I was told to return to get them check every 48 hours.
Australian in Bali.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $3,500
Trip Protection
  • Have you died?
  • Has one of your relos died?
  • Has a bushfire damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital lickety-split

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for Australian residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow 22 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 9 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 15 March 2017 and rated 4 stars

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