Yes, of course you can go bicycle riding or mountain biking on your travels.
All you need to do is list the cycling activity you want to try when getting your quote. Easy! Restrictions apply to certain cycling activities, so be aware of these.
You must add all the adventures and activities you plan to try on your trip when you buy your policy. You won’t be able to make changes after your policy is issued. Read more about how it all works and what restrictions apply to certain activities here.
Just be aware that it’s NOT possible to upgrade to a higher level of sport and activity cover mid-way through your policy. Read more about how it all works here.
Provided you take all the usual safety precautions such as:
then there’s cover if you are injured while riding your bike for:
If something does happen to you and evacuation is medically necessary, you or someone with you must contact our Emergency Assistance Team as soon as possible.
Who pays for medical treatment ( and by this we mean either you pay upfront and claim later or we pay) depends on what’s happened to you and the necessary treatment required.
The policy isn’t designed to cover everything. Take the time to read the terms, conditions, limits and exclusions in the policy wording for what is and isn’t covered. That way there are no surprises if you need to use it. If you are unsure, contact us for help.
Here are the main things that aren’t covered
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.